The Carpenters Annuity Funds provide supplemental retirement income for participating carpenters. Each plan is an individual account to which employers make contributions for each hour that a participant works. Typically, as a member you may not access your account until you retire or have left the Plan.

The Carpenters Pension Fund provides a monthly benefit to you once you retire to help supplement your Social Security, personal savings and annuity benefits. As a participant you can earn a retirement benefit that will provide you with a monthly income when you stop working at retirement age, or sooner if you retire with a service pension or stop working due to a disability. This benefit is based on contributions made to the Pension Fund by your employer on your behalf.